|FACTS||WHAT DOES MURRAYS FAMILY OF DEALERSHIPS DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|How?||All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons Murrays Companies chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information:||Does Murrays Companies share?||Can you limit this sharing?|
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||YES||NO|
|For our marketing purposes – to offer our products and services to you||YES||NO|
|For joint marketing with other financial companies||YES||YES|
|For our affiliates’ everyday business purposes – information about your transactions and experiences.||YES||NO|
|For our affiliates’ everyday business purposes – information about your creditworthiness||YES||NO|
|For our non-affiliates to market to you||YES – Limited||NO|
|To limit our sharing||
|Questions?||Call 800-371-6601 Extension 141 or email email@example.com.|
|Who We Are:|
|Who is providing this notice?||Murrays Ford, Inc. ( including our DBA Murrays Auto Credit ), Murrays Honda and Murrays Freightliner.|
|What We Do:|
|How does Murrays Companies protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Our policies and education programs for our employees are designed to protect customer information.
|How does Murrays Companies collect my personal information?||
We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|Why can’t I limit all sharing?||Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
|What happens when I limit sharing for an account I hold jointly with someone else?||Your choices will apply to all account owners on your account.|
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.
|Non-Affiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.|
|Other Important Information|
|State Privacy Laws – We will comply with state privacy laws to the extent they apply.|
For more information on opting out of interest-based advertising, please visit http://optout.networkadvertising.org/.